Avidia Free Checking
No minimums. For fast access to your cash.
- $0 monthly maintenance fee.
- No monthly minimum balance.
- No fees for keeping your account open—we’re glad you’re banking with us.
Let's get going!
In order to get started, select an account that works for you.
Avidia Premier Checking
Must maintain a minimum average daily balance of $2,500 or greater to avoid the $8 monthly maintenance fee.
- Free first order of checks.
- Free ATM transactions at all SUM & All Point network ATMs.
- Up to $10 monthly reimbursement of non-Avidia or non-network ATM transaction fees.
Avidia Premier Plus Checking
Must maintain a combined minimum average daily balance of $25,000 or greater in to avoid the $25 monthly maintenance fee.
- Interest-bearing.
- Unlimited monthly reimbursements of non-Avidia or non-network ATM transaction fees.
- Unlimited free standard checks.
Senior Checking
Must be 65 or older.
- No monthly maintenance fees.
- No minimum balance requirements.
- Free first order of checks.
First Checking
Must be between the ages of 14 and 18.
- Includes a debit card with free transactions at all SUM & All Point network ATMs.
- Free online banking and use of the Avidia app.
- Free first order of checks.
Avidia Premier Money Market
A great savings option with a competitive interest rate. The more money in the account, the more interest you earn.
- A minimum initial deposit of $1,000.
- If your balance falls below $2,500 at any point during your statement period, you will be charged an $8.00 monthly maintenance fee.
Avidia Premier Plus Money Market
Our best savings option, with a premier interest rate. The more money in the account, the more interest you earn.
- A minimum initial deposit of $1,000.
- If your balance falls below $25,000 at any point during your statement period, you will be charged a $25.00 monthly maintenance fee.
High Yield Savings
$5,000 minimum opening balance. Must be new money.
- Competitive high rate of interest.
- No maintenance fees.
- Access to your funds.
- Sweep Option: If there are ever insufficient funds in your primary checking account, you can arrange automatic access to funds in your savings account for a $5 fee.
Avidia Free Savings
This savings account earns interest and grants you access to your money whenever you need it.
- No maintenance fees.
- No minimum balance.
- Sweep Option: If there are ever insufficient funds in your primary checking account, you can arrange automatic access to funds in your savings account for a $5 fee. Enrollment is easy at any of our branch locations.
Holiday Club
A savings account made for setting aside money, just for your holiday shopping.
- No maintenance fees.
- No minimum balance.
18/65 Savings
A simple, free option for anyone under 18 or over 65.
- No maintenance fees.
Consumer Certificate of Deposit
Save for short or long-term goals.
- Choose CD terms ranging from three months or five years long.
- FDIC insurance up to the maximum limit allowed.
- Your interest-earned posts on the 15th of each month and at maturity.
- Interest payments may be transferred to another account, left to accumulate in the CD or sent to you by check monthly, quarterly, semi-monthly or annually.
- No maintenance fees.