Avidia Free Checking
No minimums. For fast access to your cash.
- $0 monthly maintenance fee.
- No monthly minimum balance.
- No fees for keeping your account open—we’re glad you’re banking with us.
Let's get going!
In order to get started, select an account that works for you.
Avidia Premier Checking
Must maintain a minimum average daily balance of $2,500 or greater to avoid the $8 monthly maintenance fee.
- Free first order of checks.
- Free ATM transactions at all SUM & All Point network ATMs.
- Up to $10 monthly reimbursement of non-Avidia or non-network ATM transaction fees.
America 250 Checking
Must maintain a combined average daily balance of $25,000 or greater in all of your Avidia deposit accounts to avoid the $25 monthly maintenance fee.*
*Excludes IRA, CD, and HSA balances. New customer promotion for new consumer deposit customers who have not had an Avidia Bank consumer deposit account within the past 6 months.
*Excludes IRA, CD, and HSA balances. New customer promotion for new consumer deposit customers who have not had an Avidia Bank consumer deposit account within the past 6 months.
- Interest-bearing
- America 250 branded debit-card
- Unlimited monthly reimbursements of non-Avidia or non-network ATM transaction fees
Senior Checking
Must be 65 or older.
- No monthly maintenance fees.
- No minimum balance requirements.
- Free first order of checks.
Avidia Premier Money Market
A great savings option with a competitive interest rate. The more money in the account, the more interest you earn.
- A minimum initial deposit of $1,000.
- If your balance falls below $2,500 at any point during your statement period, you will be charged an $8.00 monthly maintenance fee.
Avidia Premier Plus Money Market
Our best savings option, with a premier interest rate. The more money in the account, the more interest you earn.
- A minimum initial deposit of $1,000.
- If your balance falls below $25,000 at any point during your statement period, you will be charged a $25.00 monthly maintenance fee.
America 250 Savings
High interest-bearing savings account with access to your money whenever you need it.*
*This account is only offered to consumer deposit customers who have not had an Avidia Bank consumer deposit account within the past 6 months.
*This account is only offered to consumer deposit customers who have not had an Avidia Bank consumer deposit account within the past 6 months.
- No maintenance fees
- Rate will not drop below 2.50%APY through July 4, 2027 on balances of $5,000 or more.
High Yield Savings
$5,000 minimum opening balance. Must be new money.
- Competitive high rate of interest.
- No maintenance fees.
- Access to your funds.
- Sweep Option: If there are ever insufficient funds in your primary checking account, you can arrange automatic access to funds in your savings account for a $5 fee.
Avidia Free Savings
This savings account earns interest and grants you access to your money whenever you need it.
- No maintenance fees.
- No minimum balance.
- Sweep Option: If there are ever insufficient funds in your primary checking account, you can arrange automatic access to funds in your savings account for a $5 fee. Enrollment is easy at any of our branch locations.
Holiday Club
A savings account made for setting aside money, just for your holiday shopping.
- No maintenance fees.
- No minimum balance.
Consumer Certificate of Deposit
Save for short or long-term goals.
- Choose CD terms ranging from three months or five years long.
- FDIC insurance up to the maximum limit allowed.
- Your interest-earned posts on the 15th of each month and at maturity.
- Interest payments may be transferred to another account, left to accumulate in the CD or sent to you by check monthly, quarterly, semi-monthly or annually.
- No maintenance fees.